If you are planning to apply for a personal loan, the first question is how much personal loan you can get based on salary. In India, your monthly income, credit score, job stability, and existing EMIs play a major role in deciding your loan eligibility. Banks and NBFCs calculate your repayment capacity before approving the amount. A higher salary and good credit score can help you get a bigger loan with better interest rates. In this guide, we explain salary-based personal loan eligibility, EMI affordability, and tips to increase approval chances easily.
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